Simple Pricing. Clear Terms.

Rates & Fees

Straightforward freight factoring terms for owner-operators and small fleets.

We keep our pricing clear before you factor. Final terms depend on the broker or shipper, invoice details, and your business profile, but we’ll explain everything before you move forward.

Typical Terms

Our Factoring Structure

Advance Rate

Up to 90% of approved invoice value

Factoring Fee

3.5% flat fee on standard net-30 invoices

ACH Fee

No ACH fee

Monthly Minimums

No monthly minimums

Reserve

Released after the broker or shipper pays, less the factoring fee

See It in Practice

Simple numbers. No guesswork.

Example: $1,000 Invoice

Upfront advance 90% $900

Factoring fee 3.5% − $35

Reserve released after payment 6.5% $65

Total to Carrier $965

Example for illustration only based on the terms shown above.

What Affects Your Rate?

We review each factoring relationship individually. These are some of the primary factors we consider.

Broker or shipper credit

Carrier profile

Invoice amount

Documentation quality

Payment history