Rates & Fees

Straightforward freight factoring terms for owner-operators and small fleets.

We keep our pricing clear before you factor. Your final rate depends on the broker or shipper, invoice details, and your business profile, but we’ll explain the terms before you move forward.

Our Typical Factoring Structure

Advance Rate

Up to 90% of the approved invoice

Factoring Fee

3.5% for standard net-30 invoices

ACH Fee

No ACH fee

Monthly Minimums

No monthly minimums

Reserve

Released after the broker or shipper pays, less the factoring fee

Example: $1,000 Invoice

Upfront advance (90%) $900

Factoring fee (3.5%) $35

Reserve released after payment (6.5%) $65

Total to carrier $965

Example for illustration only.

What Affects Your Rate?

Broker or shipper credit

Carrier profile

Invoice amount

Documentation quality

Payment history