Simple Pricing. Clear Terms.

Rates & Fees

Straightforward freight factoring terms for owner-operators and small fleets.

No reserve holdbacks or complicated payment structures. Receive your approved invoice amount, minus our flat factoring fee, upfront. We'll explain your terms clearly before you move forward.

Typical Terms

Our Factoring Structure

Upfront Funding
100% of approved invoice value, minus our factoring fee
Factoring Fee
3.5% flat fee on standard net-30 invoices
Reserve Holdback
None
ACH Fee
$0
Monthly Minimums
None
See It in Practice

Simple numbers. No guesswork.

Example: $1,000 Invoice
Invoice amount $1,000
Factoring fee 3.5% − $35
Reserve holdback $0
You Receive Upfront $965

No reserve held back. No second payment to wait for. Example assumes a 3.5% flat factoring fee on an approved net-30 invoice.

What Affects Your Rate?

We review each factoring relationship individually. These are some of the primary factors we consider.

Broker or shipper credit
Carrier profile
Invoice amount
Documentation quality
Payment history

Rates shown are typical. Final pricing varies by invoice and is subject to approval.